Conquer Your Dreams

Yamaha Financial Services

Yamaha Financial Services was started to provide enthusiasts with an alternative to traditional financing. Fuelled with a wealth of industry knowledge and a passion for performance, Yamaha Financial Services is uniquely – and perfectly – qualified to help you enjoy the products you love. We Get You.

My Yamaha Financial Services Account Apply Now

Find a model, build & price, and apply for financing.

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Apply to see how much buying power you have.



You’ve trusted Yamaha to provide reliable, innovative, market-leading products since 1955. Yamaha Financial Services has the same drive and passion to make you a satisfied customer.

So what exactly makes us different?

More Flexibility
We offer loans traditional lenders won’t because we understand some customers and purchases simply don’t suit a traditional bank loan. Yamaha gives more loans to more customers on more products.

The Total Package
You can bundle your purchase to include Yamaha Protection Plus extended warranty, accessories, loan insurance (with our convenient online approval) and discount unit insurance – with online quotes in minutes.

Increased Payment Options
We understand our customers want choices so we offer a wide variety of payment frequencies and terms to suit your needs.

Financing Options

Finance Options :

Owning a Yamaha has never been easier than with Yamaha Financial Services. Simply choose the finance option that works best for you, and then apply online or at your local Yamaha dealer. You could be approved in as little as a few seconds.

Standard Finance

Simple and affordable. The Standard Finance Option breaks your loan into equal, consecutive monthly payments with competitive interest rates and terms available from 12 to 96 months. There is no balance left at the end of the term.

Balloon Finance

Want to reduce your monthly payments? Or perhaps you’re looking to purchase more Yamaha products and keep your payments low? Well then this option is for you!

With the Balloon Finance Option, you own your Yamaha but the contract is set up similar to a lease. You make equal monthly payments over the term of the contract with a flexible Balloon percentage as part of the last payment. Again, similar to a lease, at the end of the term you can pay out or refinance the Balloon balance – or trade your current Yamaha in for another one.

*Balloon Finance is not available in the Province of Quebec

Purchase Price$10,000$10,000
Term36 Months36 Months
Residual Valuenana
Balloon Amountna$5,500
Monthly Payment$313.36$182.17

The figures in the above table are intended only to illustrate some examples and the potential differences between various financing options.

Frequently Asked Questions

Frequently Asked Questions

Apply For Financing

First, let’s find a Yamaha that suits your needs. Then we can build and price the specific model you're interested in.

Select a product, choose your options and see Payment Summary for application details.